Your first thought may be to select a lender based solely on how low an interest rate you are quoted in an initial contact. While the interest rate is obviously critical, here are other critical factors: (1) does the lender have a performance history the demonstrates that the loan will be ready to close on the date you promised to close in the purchase contract – this requires having a regular relationship with Flagstaff appraisers and escrow companies, (2) what are the closing costs and (3) are you comfortable personally with your loan officer? Here are some local lenders with a good track record:

Lynn Whipple
Mountain Country Mortgage
408 N. Kendrick, Suite 2 Flagstaff AZ, 86001
Flagstaff, AZ 86001
(928) 226-6908
Cell: (928) 853-0491
lynn@mountaincountrymortgage.com
www.mountaincountrymortgage.com

Cary R. Kastelic
Countrywide Home Loans
123 West Birch Avenue, Suite 100
Flagstaff, AZ 86001
(928) 774-9088 ext. 222
Cell: (928)699-7722
(800) 926-0760
cary.kastelic@countrywide.com

Nikki Turner
Wallick & Volk
320 N Leroux Street, #A
Flagstaff, AZ 86001
(928)556-0600 ext. 19
nikki.turner@2wvmb.com

Teresa Callan
1st National Bank of Arizona
9 N. Elden, Suite 102
Flagstaff, AZ 86001
(928) 779-9300
TCallan@fnbaonline.com



Note: These recommendations are based upon positive evaluations of past experiences and are no guarantee that the lenders will offer the best possible loan arrangements. Any loan should be independently investigated and evaluated by the Buyer.